Configure digital lending with ease

Cutting-edge loan engine to configure and automate your smart lending platform. Offer loans and make smarter credit decisions faster.

HOW IT WORKS

Create and manage loan products

Effectively manage your lending with smart digital tools geared towards securing your business and improving clients’ lending experience.

Credit decision engine
KYC and onboarding
In-life collections management
CRM integration

Distribute loan products via custom channels

Extensive plug and play integrations. Customers access your loan product through a custom web portal or SDK loan mobile application.

Create your app customer interfacing using our UI components or API
Seamless eligibility verification and onboarding
iOS and Android
Embedded finance

BENEFITS

Features that ensures a successful loan business

Originate loans

Automate and manage your loan application and disbursal process. An automated verification system underwrites loan applications, makes credit decisions, and performs quality checks using clients’ data.

Automate data collation
Digital verification of client’s information
Integrate third-party solutions into your loan system

Debt factoring

Manage the purchase, collection, or resell of debts collected. Buy delinquent or charged-off debt at a fraction of the debt's face value, track and manage debt collection or resell all or portions of the debt.

Full access to debtors’ data
Automated debt collection system
Track communication between your employees and debtors
Flexibility to retain or resell debt collected

Loan repayment schedule

Let your clients and employees track and manage periods of loan repayment. Loan information is broken down into principal, interest, and other elements in the amortization schedule.

Notify clients ahead of loan repayments
Schedule interest rates for early and late payments
Comprehensive loan information analytics

Service loans

Automate all loan activities after disbursement to the borrower. Automated activities include updating clients' information, calculating interest rates and fees, notifying borrowers of payments due, and collecting payments

Automated debt collection system
Reduce servicing costs
Track payments, account statements, and collaterals
Notify borrowers of payment due dates

Loan accounting

Monitor disbursed loans, repayments and cashflows. Get analytical insights into business and marketing data like clients’ profiles, conversion rate, company turnover, and more

Loans and repayments status
Transaction and comprehensive turnover reports
Get a picture of your loan business performance at a glance
Financial statements for audits and tax authorities

Key features that make it all possible

Fully Compliant

We own compliance and have done the heavy lifting of reducing the risk of financial fraud so you can run your business smoothly.

Maximum Security

Prevent unauthorized access to tools using cutting-edge security technologies. Distribute access rights to your staff with varying authorizations.

Customizable

Our suite of flexible components and APIs lets you build out bespoke functionalities, integrate third-party services and brand your product.

Reliable

Finslack robust and multi-tenant architecture allows multiple clients' systems to run concurrently on a central server with 99% system uptime.

It doesn’t stop here. There’s a lot more inside

PARTNERS

Our Plug and Play Ecosystem

Our industry-leading partners are pre-integrated into Finslack to provide solutions across
Banking-as-a-Service, credit, loan management, KYC and more.